A Health care plan for all

First let me state that allowing the government to run health care means your health care will be every bit as effective and cost conscious as the VA. First let's address the primary cost drivers in Health care today; They are government regulation and compliance costs, Unreimbursed care( illegals, uninsured, medicare/aid reductions), and medical torts/ defensive medicine. Continuing down the road of separating consumers from providers will continue to exacerbate costs as neither have any incentive to conserve. Not to the details; 1.) Change the insurance model from specified coverage to dollar amount coverage: This means putting patients in control of their care and provider. Insurance companies will no longer specify coverage,you pay for dollar amount coverage much like auto insurance. YOU choose your provider and care putting YOU in charge of consumption. You will get rebates based upon money saved during the year. With this model there will no longer be a need for employer owned coverage allowing the consumer to purchase their insurance like car insurance and keep it with them when they move employers. 2.) Probable cause hearing: Every medical tort MUST have a probable cause hearing. this is a preliminary hearing at which the judge has the ability to dismiss the case for lack of probable cause. The plaintiff must be able to show a liklihood that once discovery is complete they will be able to show clear negligence, incompetence, or neglect. And there also must be actual damage. 3.) Complete competition: There are 1,124 companies selling health insurance in America. Let ALL of them compete in every state. NO mandatory minimums, you will be able to purchase basic catastrophic coverage, all the way to complete coverage, based upon WHAT YOU WANT AND CAN AFFORD. Al a carte pricing. 4.) TRANSPARENCY ALL doctors offices, clinics and hospitals will post prices for basic every day services, so the patient can compare. Most of the senseless regulations will disappear with the government intervention in the marketplace. This plan will allow doctors, and providers to innovate without government approval. Local urgent care, and primary care offices will multiply, expensive hospital services will decrease. With the patients in control and rewarded for making good decisions costs will drop as over consumption drops. As patients save insurers money and those saving s are passed back to consumers over all costs and reimbursements will also drop. Now my loony lefty friends feel free to flame away